Our Personal Loan offers you a great ongoing variable interest rate, low monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.
We have listed the key features of our Personal Loans below.
| Key Features | Unsecured Personal Loan | Secured Personal Loan |
| Interest rate | ||
| Minimum amount | $500 | $500 |
| Maximum amount | $50,000 | $50,000 |
| Loan period | Up to 7 years | Up to 7 years |
| Repayments | Monthly Fortnightly Weekly | Monthly Fortnightly Weekly |
| Interest charges | Calculated daily, Charged monthly | Calculated daily, Charged monthly |
| Application Fee | $100 | $150 |
| Variable and lump sum repayments | Yes | Yes |
| Early repayment without penalty | Yes | Yes |
| Redraw facility | No | No |
| Loan repayment insurance available | Yes | Yes |
| Auto repayments (salary / account) | Yes | Yes |
| Loan interview required | Yes | Yes |
Need a loan for a different amount or term?
Please contact our member services staff who will be happy to discuss your needs with you.
Apply
Apply using our simple online Personal Loan application form. 
Learn more
- See the benefits of a Credit Union Personal Loan.
- Use our loan calculator to work out what loan is right for you.
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our