Our Disclosure Statements contain important information about the terms and conditions, fees & charges, transaction limits etc that apply to accounts or access facilities.

You should retain the relevant document for future reference as the information will also apply to new accounts you obtain or to facilities for accessing these accounts.

For your easy reference here are the relevant documents (click on the links below to access the relevant disclosure document).

	Financial Services Guide
	Schedule of Loan Fees and Charges
	Product Disclosure Guide
	Public Disclosure of Prudential Information
	2008 Annual Report

Note: these documents are provided in .pdf format and require version, 4.0 (or later) of Adobe Acrobat Reader. You can download Acrobat Reader by clicking on the "Get Acrobat Reader" button below.